Client Mortgage Document Checklist

Once you have reviewed the information materials provided to you, if you decide to proceed with a HomeEquity Bank mortgage you will need to provide us with verification of information about you, your home, and your debt. If you have any questions about the steps of the sales process, please ask your HomeEquity Bank representative.

Please review this mortgage document checklist to confirm you have gathered the required papers the Bank’s Sales Agent needs to review or provide copies of to process your mortgage.

Please provide copies of the following:

  • 1. Identification

    For each borrower:

    • Verification as outlined on the “Identification Requirements” document

    • Please bring the same identification listed in your application to your ILA appointment.

  • 2. If you have any debt secured against your property

    For each debt:

    • Most recent statement indicating the outstanding balance

  • 3. Property taxes

    Please provide one of the following:

    • Most recent property tax bill stamped paid or indicating that you are in a pre-authorized tax payment program

    • Most recent property tax annual statement confirming annual taxes and amount outstanding

    • Bank account passbook/statement in your name confirming your last two property tax debits

  • 4. Banking Information

    Please provide one of the following:

    • Void cheque

    • Pre-Authorized Debit (PAD) form

  • 5. Fire Insurance

    Summary page of fire insurance policy, or if a Condominium property, Condominium Certificate of Insurance

Contact me today if you have any questions or if you’d like to see how much you can get!